WE COVER YOUR BUSINESS!
Most businesses need this coverage. It shields against things like bodily injury, property damage, completed operations and advertising injury that arise from your business. Refer to this coverage as "business insurance".
This protects you and your employees. It helps pay for expenses such as medical costs and lost wages related to employees who become injured or ill on the job.
Liability protection for businesses who offer professional services or advice. It protects against claims of professional negligence. It’s also known as Errors and Omissions insurance (E&O)
You need this coverage if you use your vehicles for business. This can include traveling between job sites, making deliveries or transporting tools and equipment. It provides liability and physical damage protection for your business vehicles and trailers.
Cyber Liability protects against electronic threats, such as data breaches and cyber-attacks. Businesses that store or process sensitive data like credit card information should consider this coverage.
Commercial property insurance protects commercial buildings and the moveable property your business owns and keeps onsite.
BOP coverage packages business liability and property coverage into one policy. It’s a common choice for small businesses with commercial buildings or personal property.
Non-owned and hired auto liability insurance covers bodily injury and property damage caused by a vehicles you hire like rental cars, or caused by non-owned vehicles like an employee's car.
Tools and equipment insurance is a smart choice for anyone who brings their own equipment to different locations in order to get a job done. Industries and professions that can benefit most include: landscaping, construction, cleaning businesses, contractors, concrete and cement, plumbers, HVAC, janitorial services, electricians and carpenters.
Liquor liability insurance helps protect businesses that sell, serve or distribute alcohol. This type of business insurance can help cover claims of bodily injury or property damage that an intoxicated customer causes after a company served them alcohol. You can get this as a standalone policy or add it as an endorsement to general liability insurance coverage.
If you own a retail or e-commerce small business that sells, makes, repairs or distributes physical items, you should probably get product liability insurance. Product liability insurance is commonly purchased by business owners who sell or distribute products directly to consumers.
Building owners and general contractors look to Builder’s Risk and Remodeler’s Risk insurance to protect a project during construction – from the ground up or a remodel – against physical damage due to fire, wind, theft, vandalism and other perils.